Preheat oven to 350°F degrees. Grease four small loaf pans.**
In a large bowl, whisk the flour, baking soda, spices, and salt together until combined; set aside.
In another mixing bowl, stir together the pumpkin, both sugars, oil, eggs, vanilla, and orange juice until well combined. Add the dry ingredients and continue stirring until just combined. Try not to overmix. Gently fold in 3/4 cup of the chocolate chips.
Pour batter into greased loaf pans, then drop or tap gently on the counter to level out batter. Sprinkle the remaining 1/4 cup chocolate chips evenly over the tops of each pan. Bake in the oven for 30-32 minutes***, or until a toothpick inserted in the center comes out with few crumbs attached. Allow bread to cool in the pan for 30 minutes before turning out onto a wire rack to cool completely.
Notes
*If you don't have orange juice, milk or water would work just fine.**My mini loaf pans measured 3"x6".***If using one large loaf pan, baking time will be about 55-65 minutes.Yields: four small loaves or one regular loaf